Business Solutions

Business Solutions

In today’s world of increasingly complex regulations and ever expanding investment possibilities, it’s more challenging to fulfill your fiduciary obligation as a retirement plan sponsor Now, more than ever, it is important to choose a provider you can trust to help you navigate through 401k plan complexities and opportunities.

At Client 1st Financial, our goal is to increase participation in the retirement plan for your company. Our on-going Employee Education program (see quarterly sample below) is perhaps the most comprehensive of its kind.

Month Agenda Forum Audience
Jan Yearly Market Outlook Seminar All Employees
Feb Year End Review Meeting Advisors, Plan Fiduciaries, Principles, TPA, Platform
March 2nd Qtr Enrollment Meetings All newly eligible plan participants

Benchmarking – Comparative Analysis

  • Plan benchmarking allows for in-depth comparative plan analysis
  • Personalized ‘Fiduciary Benchmarks, Inc.’ report
  • Game plan for plan enhancements or support of plan efficiency

Reduced Plan Costs

  • Ensure proper value for current fees
  • Reduction of overall investment expenses
  • RPAG B3 Provider Analysis report designed around YOUR plan features

Maximize Contribution Potential

  • Creative plan design
  • Thorough data gathering to identify plan objectives
  • Partnership with specialists – accountants, attorneys, administrators

Fiduciary Explanation & Protection

  • Understanding fiduciary roles and responsibilities of all involved
  • Offer 3(38) co-fiduciary status to plan sponsor
  • Updates on all regulations

Participant Retirement Preparedness

  • Focus on employees efficient usage of retirement plan to achieve their individual retirement goals
  • Develop personal relationship with entire firm
  • Offer individual financial planning and advice

Plan Service & Support

  • Development of annual service schedule
  • One-on-One enrollment meetings
  • Creation and implementation of investment Policy Statement (IPS)

Avoid Plan Obsolescence

  • Regular plan reviews
  • On-going benchmarking of plan platforms and features
  • Utilization of technological advancements

At Client 1st Financial, we have a team of dedicated professionals with one focus - putting our client first in everything we do. From the broad range of products and services we offer, to the innovative client solutions and systems we’ve developed, to our industry leading technology platforms, our client-centered approach helps clients achieve their financial goals.

We invite you to contact us to review retirement plan needs.